Pnb reduced interest rate on gold loan and discount on home loan and car loan will also be available achs

New Delhi. Public sector lender Punjab National Bank (PNB) announced a cut in interest rates on gold loans under the festive offer. The bank said that it has reduced the interest rate on loans against gold jewelery and sovereign gold bonds (SGB loans) by 1.45 percent. This state-run bank said that loans will now be given on sovereign gold bonds at an interest rate of 7.20 percent and against gold ornaments at 7.30 percent.

Home loan is being provided at affordable rates
PNB has also reduced the home loan interest rates. Now the bank will provide home loan to the customers at an affordable rate of 6.60 percent. At the same time, PNB’s car loan rates start at 7.15 percent, while PNB customers can take a personal loan at an initial interest rate of 8.95 percent. PNB has announced a reduction in interest rates on all these loans under a special offer given on the festive season.

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Completely exempted from service charges and processing fees
The bank has also announced complete waiver of service charge and processing fees on gold jewelery and SGB loans. Let us inform that PNB has also announced to waive service charge and processing fee on home loan and auto loan. However, the bank has reduced the margin on the home loan. Customers will now be able to take home loans only up to 80 percent of the property value.

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PNB new interest rates
Home Loan 6.60%
Car Loan 7.15%
SGB ​​Loan 7.20%
Gold Jewelery Loan 7.30%
Personal Loan 8.95%

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