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Finance

AABY LIC Aam Aadmi Bima Scheme Premium Life Insurance SSND

Insurance means insurance whether it is for life or illness has become the need of the hour. Whether a person is poor or rich, the Corona period has well understood the importance of insurance.

Due to any accident or epidemic, a poor family does not have to face much troubles, so that the government has started many types of insurance schemes.

One such scheme is LIC Aam Aadmi Bima Scheme. LIC’s Aam Aadmi Yojana has been started for such people of rural areas who do not have agricultural land. He takes care of his family by working hard. Fishermen, rickshaw pullers, brick-kiln laborers etc. have been included in such people to give the benefit of insurance.

The special thing about LIC Aam Aadmi Bima Yojana is that in this premium has to be paid only once in a year and insurance cover is available for the whole year. This is a term insurance started for the landless people.

In the Aam Aadmi Beam Scheme, workers working in 48 types of businesses are given benefits. There are many benefits in this insurance policy.

death and accident insurance
People investing in LIC Aam Aadmi Insurance get life insurance coverage, as well as if the head of the family dies due to natural causes or permanent or partial disability due to accident. In such a situation, the family gets insurance coverage.

In the event of the death of the head of the family due to natural causes, the family gets a lump sum sum insured of Rs 30,000. Apart from this, in case of accidental death, Rs 75,000 is given to the family. 75,000 rupees in case of complete disability, 37,500 rupees in case of mentally handicapped and apart from this a scholarship of 100 rupees per month is also given to the 2 children of the deceased person.

Who can get insurance and what is the premium
To take insurance coverage in LIC Aam Aadmi Bima Yojana, the age should be between 18 to 59 years. It is very important to fill the information of the nominee while applying for the scheme. Under this scheme, Rs 200 has to be paid annually as premium. The state government bears half the premium of this insurance scheme.

In this scheme of LIC, brick kiln workers, cobblers, fishermen, carpenters, bidi workers, handloom weavers, handicraft artisans, khadi weavers, leather workers, women tailors, papad makers, cow-buffalo rearers, auto drivers , Rickshaw drivers, sweepers, forest workers, urban poor, paper producers, farmers, agricultural labourers, Anganwadi teachers, construction workers, plantation workers etc. can take insurance cover.

Benefits of insurance plan
Under this scheme, financial assistance is provided to poor families in the unorganized sector or rural areas. After the death of the head of the family, at least 2 children get a scholarship of Rs 100 every month.

Aadhar card, identity card, ration card, birth certificate, mobile number and passport size photograph are required to get insurance under LIC Aam Aadmi Bima Yojana.

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